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Financial Inclusion

Financial Inclusion is one of the most ambitious and important programe launched in India. Banking facilities is one of the core for the development of any nation. In India the percentage of personsusing banking facilities is very low. More than 50% of population do not have bank accounts.

Govt. of India has launched Program SWABHIMANin Feb 2011 to bring basic banking services to 73,000 unbanked villages. Now named Jan Dhan Yojna announced on 15thAugust 2014.

Being a financial service provider CDOT feel that it is very important to enroll people for banking facilities and let them avail the facilities of financial services at doorstep.

CDOT has partnership with CSC e-Governance Services India Limited (Ministry of Communication & Information Technology, Govt. Of India), Atyati-Genpact, HCL,TCS and nationalized banks as field support partner. We select Business Correspondence(BC) in the villages and train them to handle the banking activities.

The Banks are:

  1. Punjab National Bank
  2. Allahabad Bank
  3. United Bank of India
  4. UCO Bank
  5. Bank of India
  6. Bank of Baroda
  7. Indusind Bank
  8. Some Rural bank

fiswabhiCDOT is working in 8 states for different banks in 3000 villages across the country. With this programme we have been able to deliver remittances, payments for MNREGA, old age pension and other Govt. support getting transacted through the BC. The services getting improved day by day and now the no. of monthly transactions are over 25000 per month. We have opened 1.8 million bank accounts so far.

Click Here to view Progress Report